:root {
  --c-acc: #f92716;
  --c-acc-dark: #c20c14;
  --c-dark: #1a0e08;
  --c-bg: #fffaf5;
  --c-bg-soft: #feecd9;
  --c-border: #f4d4b0;
  --c-text: #1a0e08;
  --c-muted: rgba(0,0,0,.55);
  --rhythm: 88px;
  --radius: 16px;
  --shadow: 0 8px 32px rgba(249,115,22,.12);
  --ff-h: 'Bricolage Grotesque', system-ui, sans-serif;
  --ff-b: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--ff-b);
  background: var(--c-bg-soft);
  color: var(--c-text);
  line-height: 1.6;
  font-size: 17px;
}
img { max-width: 100%; height: auto; }
a { color: var(--c-acc-dark); }

h1, h2, h3, h4 {
  font-family: var(--ff-h);
  line-height: 1.15;
  color: var(--c-text);
  font-weight: 700;
  letter-spacing: -.01em;
}
h1 { font-size: 2.5rem; margin: 0 0 .5em; }
h2 { font-size: 1.8rem; margin: 1.6em 0 .6em; }
h3 { font-size: 1.25rem; margin: 1.2em 0 .4em; }
p { margin: 0 0 1em; }

.action {
  display: inline-block;
  padding: 12px 24px;
  border-radius: var(--radius);
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  font-family: var(--ff-b);
  font-size: 1rem;
  transition: transform .15s ease, background .15s ease;
}
.action:hover { transform: translateY(-1px); }
.action-acc { background: var(--c-acc); color: #fff; }
.action-acc:hover { background: var(--c-acc-dark); }
.action-out { border: 1px solid var(--c-acc); color: var(--c-acc-dark); background: transparent; }
.action-out:hover { background: var(--c-bg-soft); }

.wrap { max-width: 1360px; margin: 0 auto; padding: 0 20px; }
.sec { padding: var(--rhythm) 0; background: var(--c-bg-soft); }
.sec-accent { background: var(--c-bg); }
.sec-dark { background: var(--c-dark); color: #fff; }
.sec-dark h1, .sec-dark h2, .sec-dark h3 { color: #fff; }
.sec-lead { color: var(--c-muted); max-width: 760px; margin-bottom: 1.8em; }
.sec-body { max-width: 760px; }
.breadcrumb { background: var(--c-bg); padding: 14px 0; font-size: .92rem; color: var(--c-muted); border-bottom: 1px solid var(--c-border); }
.breadcrumb a { color: var(--c-acc-dark); text-decoration: none; }

.hd { background: var(--c-bg); border-bottom: 1px solid var(--c-border); position: sticky; top: 0; z-index: 50; }
.hd-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-top: 16px; padding-bottom: 16px; position: relative; }
.hd-logo { font-family: var(--ff-h); font-size: 1.45rem; font-weight: 700; text-decoration: none; color: var(--c-text); letter-spacing: -.02em; }
.hd-logo span { color: var(--c-acc-dark); }
.hd-nav { display: flex; align-items: center; gap: 22px; }
.hd-link { text-decoration: none; color: var(--c-text); font-weight: 500; }
.hd-link:hover { color: var(--c-acc-dark); }
.hd-link-cta { background: var(--c-acc); color: #fff; padding: 9px 18px; border-radius: var(--radius); font-weight: 600; }
.hd-link-cta:hover { background: var(--c-acc-dark); color: #fff; }
.hd-burger { display: none; background: none; border: none; color: var(--c-text); cursor: pointer; }

.hero { padding-top: 60px; background: var(--c-bg); }
.hero h1 { max-width: 920px; }
.hero-sub { font-size: 1.2rem; color: var(--c-muted); max-width: 740px; }
.hero-embed { margin: 30px 0 18px; }
.embed-table { width: 100%; max-width: 660px; border-collapse: collapse; margin-bottom: 16px; background: var(--c-bg); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.embed-table td { padding: 15px 14px; border-bottom: 1px solid var(--c-border); }
.embed-table tr:last-child td { border-bottom: none; }
.em-name a { font-weight: 600; text-decoration: none; font-size: 1.1rem; color: var(--c-text); }
.em-rate { text-align: center; }
.em-cta { text-align: right; }
.hero-showall { margin-top: 4px; }
.hero-chips { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 20px; }
.hero-chip {
  display: inline-block;
  padding: 6px 15px;
  border-radius: 999px;
  background: var(--c-bg-soft);
  border: 1px solid var(--c-border);
  font-size: .9rem;
  color: var(--c-muted);
}

.rate-pill {
  display: inline-block;
  background: var(--c-bg-soft);
  border: 1px solid var(--c-border);
  border-radius: 999px;
  padding: 3px 12px;
  font-weight: 700;
  font-size: .92rem;
  color: var(--c-acc-dark);
  white-space: nowrap;
}

.cmp-wrap { overflow-x: auto; margin: 24px 0 0; }
.cmp { width: 100%; border-collapse: separate; border-spacing: 0; background: var(--c-bg); border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); min-width: 760px; }
.cmp thead th { background: var(--c-bg-soft); text-align: left; font-family: var(--ff-h); font-weight: 600; font-size: .88rem; text-transform: uppercase; letter-spacing: .04em; padding: 14px 16px; color: var(--c-muted); border-bottom: 1px solid var(--c-border); }
.cmp tbody td { padding: 16px; border-bottom: 1px solid var(--c-border); vertical-align: middle; }
.cmp tbody tr:last-child td { border-bottom: none; }
.cmp-name { display: flex; align-items: center; gap: 10px; }
.cmp-name a { font-weight: 600; text-decoration: none; color: var(--c-text); font-size: 1.05rem; }
.cmp-name a:hover { color: var(--c-acc-dark); }
.cmp-logo { border-radius: 50%; flex: 0 0 auto; }
.cmp-badge { display: inline-block; background: var(--c-acc); color: #fff; font-size: .72rem; font-weight: 700; padding: 2px 9px; border-radius: 999px; margin-left: 2px; }
.cmp-num { color: var(--c-muted); font-weight: 600; }

.flow { list-style: none; padding: 0; margin: 30px 0 0; position: relative; }
.flow::before { content: ""; position: absolute; left: 19px; top: 8px; bottom: 8px; width: 2px; background: var(--c-border); }
.flow-card { position: relative; padding: 0 0 26px 56px; }
.flow-card:last-child { padding-bottom: 0; }
.flow-num { position: absolute; left: 0; top: 0; width: 40px; height: 40px; border-radius: 50%; background: var(--c-acc); color: #fff; display: flex; align-items: center; justify-content: center; font-family: var(--ff-h); font-weight: 700; font-size: 1rem; }
.flow-card h3 { margin: 4px 0 .3em; }
.flow-card p { color: var(--c-muted); margin: 0; }

.facts { display: flex; flex-wrap: wrap; gap: 32px; justify-content: center; text-align: center; }
.fact { min-width: 160px; }
.fact-num { display: block; font-family: var(--ff-h); font-size: 2.5rem; font-weight: 700; color: var(--c-acc-dark); }
.fact-lbl { color: var(--c-muted); }

.faq { max-width: 840px; margin-top: 24px; }
.faq-item { border: none; box-shadow: var(--shadow); border-radius: var(--radius); background: var(--c-bg); margin-bottom: 12px; overflow: hidden; }
.faq-q { width: 100%; text-align: left; background: none; border: none; padding: 18px 22px; font-size: 1.05rem; font-weight: 600; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 12px; color: var(--c-text); font-family: var(--ff-b); }
.faq-chev { transition: transform .3s ease; flex: 0 0 auto; color: var(--c-acc-dark); }
.faq-item.is-open .faq-chev { transform: rotate(180deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-a > div { padding: 0 22px 18px; color: var(--c-muted); }

.pick { background: var(--c-acc); color: #fff; border-radius: var(--radius); padding: 36px; box-shadow: var(--shadow); }
.pick h2 { color: #fff; margin-top: 0; }
.pick-badge { display: inline-block; background: rgba(255,255,255,.18); color: #fff; font-size: .78rem; font-weight: 700; padding: 4px 12px; border-radius: 999px; margin-bottom: 14px; }
.pick-head { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; margin-bottom: 6px; }
.pick-head h3 { color: #fff; margin: 0; font-size: 1.7rem; }
.pick .rate-pill { background: rgba(255,255,255,.16); border-color: rgba(255,255,255,.3); color: #fff; }
.pick-points { padding-left: 20px; margin: 14px 0; }
.pick-points li { margin-bottom: 6px; }
.pick p { color: rgba(255,255,255,.9); max-width: 720px; }
.pick .action-acc { background: #fff; color: var(--c-acc-dark); }
.pick .action-acc:hover { background: var(--c-bg-soft); }

.guide-grid, .notfound-cards, .alt-cards { display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); margin: 24px 0; }
.guide-card { display: block; background: var(--c-bg); border: none; box-shadow: var(--shadow); border-radius: var(--radius); padding: 24px; text-decoration: none; color: var(--c-text); }
.guide-card:hover { transform: translateY(-2px); transition: transform .15s ease; }
.guide-card h2, .guide-card h3 { margin-top: 0; }
.guide-card p { color: var(--c-muted); margin-bottom: 0; }

.updates { list-style: none; padding: 0; margin: 24px 0 0; max-width: 760px; }
.update-row { display: flex; gap: 16px; align-items: baseline; padding: 14px 0; border-bottom: 1px solid var(--c-border); }
.update-row:last-child { border-bottom: none; }
.update-date { flex: 0 0 auto; font-size: .85rem; color: var(--c-acc-dark); font-weight: 600; min-width: 88px; }
.update-row a { font-weight: 600; text-decoration: none; color: var(--c-text); }
.update-row a:hover { color: var(--c-acc-dark); }
.update-text { color: var(--c-muted); }

.sec-cta { text-align: center; background: var(--c-bg); }
.sec-cta p { color: var(--c-muted); max-width: 560px; margin: 0 auto 1.4em; }

.review-shell, .guide-shell, .legal-shell { max-width: 820px; }
.review-top { margin-bottom: 28px; }
.review-rating { display: flex; align-items: center; gap: 14px; margin: 6px 0 12px; }
.byline { display: flex; align-items: center; gap: 8px; color: var(--c-muted); font-size: .92rem; margin-bottom: 18px; }
.byline svg { flex: 0 0 auto; color: var(--c-acc-dark); }
.lead-head { display: flex; align-items: center; gap: 14px; margin: 18px 0; }
.lead-head-logo { border-radius: 50%; flex: 0 0 auto; }
.lead-head-cap { font-size: .92rem; color: var(--c-muted); margin: 0; }
.lead-head-cap a { color: var(--c-acc-dark); }

.proscons { display: grid; gap: 18px; grid-template-columns: 1fr 1fr; margin: 26px 0; }
.pros, .cons { background: var(--c-bg); border: none; border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.pros h3, .cons h3 { margin-top: 0; }
.pros ul, .cons ul { padding-left: 20px; margin: 0; }
.pros li, .cons li { margin-bottom: 6px; }

.score-table { width: 100%; border-collapse: collapse; margin: 18px 0; }
.score-table th, .score-table td { text-align: left; padding: 10px 14px; border-bottom: 1px solid var(--c-border); }
.score-table th { background: var(--c-bg-soft); font-family: var(--ff-h); font-weight: 600; }
.score-table td:last-child { font-weight: 700; text-align: right; white-space: nowrap; color: var(--c-acc-dark); }

.alt-card { background: var(--c-bg); border: none; border-radius: var(--radius); padding: 22px; box-shadow: var(--shadow); }
.alt-card-head { display: flex; align-items: center; gap: 10px; }
.alt-card h3 { margin: 0; }
.alt-card p { color: var(--c-muted); }

.contact-form { display: flex; flex-direction: column; gap: 14px; max-width: 520px; }
.contact-form label { display: flex; flex-direction: column; gap: 6px; font-weight: 600; }
.contact-form input, .contact-form textarea { padding: 12px 14px; border: 1px solid var(--c-border); border-radius: var(--radius); font-family: var(--ff-b); font-size: 1rem; background: var(--c-bg); }

.team-card { display: flex; gap: 18px; align-items: flex-start; background: var(--c-bg); border-radius: var(--radius); padding: 24px; margin: 18px 0; box-shadow: var(--shadow); }
.team-avatar { flex: 0 0 auto; width: 56px; height: 56px; border-radius: 50%; background: var(--c-acc); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 1.2rem; font-family: var(--ff-h); }
.team-role { color: var(--c-acc-dark); font-weight: 600; margin: 0 0 .4em; }

.notfound { text-align: center; padding-top: 60px; background: var(--c-bg); }

.risk-note { background: var(--c-bg-soft); border-top: 1px solid var(--c-border); padding: 22px 0; }
.risk-note .wrap { display: flex; align-items: center; gap: 12px; }
.risk-note svg { flex: 0 0 auto; color: var(--c-acc-dark); }
.risk-note p { margin: 0; color: var(--c-muted); font-size: .92rem; }

.ft { background: var(--c-dark); color: rgba(255,255,255,.85); padding: 56px 0 24px; }
.ft a { color: rgba(255,255,255,.85); }
.ft-grid { display: grid; gap: 32px; grid-template-columns: 1.6fr 1fr 1fr 1.2fr 1.4fr; }
.ft-logo { font-family: var(--ff-h); font-size: 1.4rem; color: #fff; text-decoration: none; display: inline-block; margin-bottom: 12px; font-weight: 700; }
.ft-logo span { color: var(--c-acc); }
.ft-disclosure { color: rgba(255,255,255,.65); font-size: .9rem; }
.ft-legal-info { color: rgba(255,255,255,.6); font-size: .86rem; }
.ft h4 { color: #fff; font-size: 1rem; margin: 0 0 12px; font-family: var(--ff-h); font-weight: 600; }
.ft-nav a, .ft-legal a { display: block; text-decoration: none; padding: 4px 0; font-size: .92rem; }
.ft-nl p { color: rgba(255,255,255,.65); font-size: .88rem; }
.ft-nl-form { display: flex; flex-direction: column; gap: 8px; }
.ft-nl-form input { padding: 10px 12px; border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius); background: rgba(255,255,255,.06); color: #fff; font-size: .92rem; }
.ft-nl-form input::placeholder { color: rgba(255,255,255,.5); }
.ft-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 32px; padding-top: 18px; font-size: .85rem; color: rgba(255,255,255,.55); }

.pc { position: fixed; left: 0; right: 0; bottom: 0; background: var(--c-bg); border-top: 1px solid var(--c-border); box-shadow: 0 -4px 24px rgba(0,0,0,.12); z-index: 90; }
.pc-inner { display: flex; flex-wrap: wrap; align-items: center; gap: 18px; padding-top: 18px; padding-bottom: 18px; }
.pc-text { flex: 1 1 320px; }
.pc-text h4 { margin: 0 0 6px; }
.pc-text p { margin: 0; font-size: .92rem; color: var(--c-muted); }
.pc-prefs { flex: 1 1 100%; display: flex; flex-wrap: wrap; gap: 18px; }
.pc-row { display: flex; align-items: center; gap: 8px; font-size: .92rem; }
.pc-btns { display: flex; gap: 10px; flex-wrap: wrap; }
.pc-reopen { position: fixed; left: 16px; bottom: 16px; width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--c-border); background: var(--c-bg); color: var(--c-muted); cursor: pointer; z-index: 80; display: flex; align-items: center; justify-content: center; box-shadow: var(--shadow); }

@media (max-width: 1024px) {
  :root { --rhythm: 64px; }
  .ft-grid { grid-template-columns: 1fr 1fr 1fr; }
}
@media (max-width: 768px) {
  h1 { font-size: 2rem; }
  .hd-burger { display: block; }
  .hd-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: flex-start; gap: 14px; width: 100%; padding: 16px 20px; background: var(--c-bg); border-bottom: 1px solid var(--c-border); }
  .hd-nav.open { display: flex; }
  .hd-link-cta { align-self: stretch; text-align: center; }
  .ft-grid { grid-template-columns: 1fr; }
  .proscons { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  body { font-size: 16px; }
  .ft-nl-form { gap: 8px; }
}